Insurance

Types of health insurance for the American population

Nearly 92% of Americans had health insurance in 2021.

The US Census Bureau released this month his report “Income, Poverty, and Health Insurance Coverage in the United States: 2021.”

The report said last year that 91.7% of the US population had some form of health insurance, so the national uninsured rate was 8.3%. The uninsured rate fell 0.4 percentage points from 2020, according to the Census Bureau.

The Census Bureau numbers are perhaps unsurprising. In August, the US Department of Health and Human Services released its national health insurance rate estimates, with the uninsured rate falling to a record low of 8% in the first quarter of 2022. But Census Bureau figures confirmed the downward trend of uninsured persons. , and increasing enrollment in some form of health insurance.

The report did not specifically mention the COVID-19 pandemic or how it affected health insurance costs, availability or enrollment. The Census Bureau said the changes from 2020 to 2021 were likely due to several factors, including:

  • Economic recovery from the 2020 recession
  • The American Rescue Plan Act, which subsidized health insurance for people enrolling through the Affordable Care Act marketplace and state-based marketplaces
  • Medicaid expansion that happened in Nebraska in early 2021

Here’s a slideshow with the US Census Bureau’s findings on the types of health insurance coverage people had in the US in 2021.