Insurance

SGI relays five cases of insurance fraud last year – DiscoverEstevan.com

March is Fraud Awareness Month and SGI, the Crown Insurance Company, is highlighting some of its fraud insurance cases from the previous year during the month. This year they highlight five cases where someone tried to defraud SGI.

Investigations are handled by the Special Investigations Unit, or SIU. Last year, they handled hundreds of cases and saved the Crown corporation about $6 million.

One of the cases involved an allegation that a car was edged by a driver who drove through a stop sign. Both parties claimed they did not know each other and the driver who ran the stop sign was initially charged by police. Further investigation, however, revealed that the collision may have been staged. The SIU obtained video of the crash, showing the driver slowed to a stop, giving the driver who executed the stop sign enough time to accelerate and crash into the side of the stopped vehicle. The investigation also revealed that they knew each other.

Another case involved a person claiming their all-new 2021 Camaro was stolen. Police worked with OnStar to locate the vehicle, which was found with a damaged front end. A claim was filed and it was learned that the customer had both key fobs for the car. The vehicle could not start without them, so once the customer was informed that SGI would be working to collect technical information from OnStar, the claim was withdrawn.

In one case, a woman claimed her daughter had borrowed her car. While driving in the rain, the girl allegedly swerved to avoid a deer down a gravel road, into a ditch and then into a dugout. An SIU investigator attended the scene, and it turned out that it was not a gravel road, and the dugout was in fact the town reservoir, hundreds of feet from the paved road, on the other side of a municipal park. It was also determined that the girl had been drinking at the time of the incident.

A man had filed a complaint that his classic car had been stolen, but was unable to provide information relating to the vehicle. He also had no photos of the vehicle, other than a file photo of a vehicle that was in the United States. Those who allegedly helped work on the vehicle, described as a vehicle you won’t forget, had no recollection of the vehicle.

In one non-vehicle incident, a woman reported that her rental property was stolen and tens of thousands of dollars worth of property was stolen. She had taken out the insurance two weeks before the theft and had no receipt or documentation to prove she owned any of the allegedly stolen items. A financial assessment showed she did not have the income to support the purchases she claimed, and a visit from an SIU investigator determined the home was not large enough to house all that had been stolen. The request was ultimately denied.